Get out of debt and stay out with the help of Dave Ramsey the financial expert who has helped millions of Americans control their money The Financial Peace Planner may be the most valuable purchase you ever make. Dave Ramey s practical regimen based on his own personal experience with debt offers hard-won advice and much needed hope to people who find themselves in serious debt and desperate for a way out. This book comes in a workbook format allowing you to frequently monitor your progress and most importantly to face your situation honestly. Loaded with inspirational insights that come from personal experience this set of books will be life changing for any debt-ridden readers. You ll find help on how to: - Assess the urgency of your situation - Understand where your money s going - Create a realistic budget - Dump your debt - Clean up your credit rating