What?s covered under your umbrella policy? Your dining set for one. Come rain or shine your table is covered literally not to mention your guests. When it comes to protecting your actual dining set let KoverRoos do the heavy lifting. We?re pretty flexible like that. Especially with the ease of use as there is no need to remove the umbrella to cover your set. Our cover wraps around the umbrella pole and attaches directly to the umbrella cover (sold separately) creating our patented troughs for easy water runoff. Get more life out of your outdoor table and chair set. This hand-sewn cover uses KoverRoos III a 3-layer fabric with microporous film that repels water while allowing condensation to escape. The UV protected material can handle temperatures from -100 degrees Fahrenheit up to 240 degrees. Our round/square dining set cover w/umbrella hole comes with a 3-year cover and color retention warranty. Drawstring Velcro and U-shaped hook/bungee system secures the lightweight cover to your outdoor table and chair set. We include a storage pouch to put the cover away when not in use. So choose KoverRoos and stay covered. An umbrella policy indeed.