The item in this listing is a brand new sealed product in its original manufacture retail packaging. This product will come with a Minimum 1 year warranty. • HP 10BII+ Financial Calculator. • The HP 10bII+ is the smart choice for business and finance needs. • You ll be able to work quicker and more efficiently with over 100 time-saving easily-accessible business functions. • Easily calculate loan payments interest rates and conversions standard deviation percent TVM NPV IRR cash flows and more. • With so many useful features and an affordable price the HP 10bII adds up to a wise investment. Permitted for use on the CFP Certification Exam.